Blog

Abuse and Neglect in Nursing Homes

More than two million people age 65 and older1 call “home” the 17,000-plus nursing homes they reside in throughout the United States. Unfortunately, “home” is a nicer place for some than it is for others. The Nursing Home Reform Law of 1987 r… Read More
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Making Sense Out of Estate Tax Exemption Nonsense

You may have heard that estate taxes are being eliminated, or that the amount of your estate tax exemption has increased. You may think that you don’t need to worry about estate taxes any more. Baloney. The reality is that the government has adopte… Read More
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Categories: Estate Planning

The Impact of HIPAA

Imagine that your spouse wakes up in the middle of the night with severe chest pain. You call 911 and follow the ambulance to the hospital. When you ask the doctor about your spouse’s condition, he asks you if you have documentation which names you… Read More
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Categories: Estate Planning

The IRS May Inherit One-Half of Your Life Insurance

Feel like you paid the government to much in taxes recently? Well guess what, the IRS may be inheriting half your life insurance as well. That’s right, your life insurance may be subject to estate taxes at a rate of roughly 50% if you are an indivi… Read More
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Categories: Estate Planning

Lower Your Taxes By Charitable Giving

My mother always told me that “doing something nice” would make me feel good. I’ve since discovered that when “something nice” is a gift to charity, she was more right than she knew. Before this year ends, remember that making a charitable… Read More
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Categories: Estate Planning

What is A Living Trust and How Does It Work?

A Living Trust is a legal document in which you name a Trustee, usually yourself, to manage assets (stocks, bonds, real estate, personal effects, etc.) which you re-title in your name as Trustee. Re-titling assets in your name as Trustee does not cau… Read More
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Categories: Estate Planning

Who Will Make Medical Decisions For Me If I Can’t?

Many of the people we meet are under the common misconception that if they have a will or a trust, then they have a “complete” estate plan. People are surprised to learn that wills or trusts make no provision for who will care for their “physic… Read More
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Categories: Estate Planning

Procrastination Is Costly When It Comes To Estate Planning

At this time of year, when people are making New Year’s resolutions, I can think of no more important resolution than protecting you and your family by finally having an appropriate estate plan prepared. Most people realize they need to have one do… Read More
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Categories: Estate Planning

Top Ten Reasons To Have An Estate Plan

Disinherit Someone. Did you know that certain family members are entitled to some of your assets when you pass away unless you provide otherwise. Protect Your Family Business. Set up your family business to pass smoothly from one generation to anothe… Read More
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Categories: Estate Planning

How To Keep Your Vacation Property In The Family

If you are like many people in Michigan, you have real estate “up north” where you spend holidays and weekends. With special planning you can ensure that your children and grandchildren will be able to continue to use this real estate after you a… Read More
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Categories: Estate Planning

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